Roth 401k 2025 Contribution Limit. You need taxable compensation (“earned income”) to contribute to a traditional or roth ira but there’s no age. In 2025, the irs has forecasted an increase in the 401(k) elective deferral limit to $24,000, up by $1,000 from the current limit.

For 2025, the roth ira contribution limit holds steady at the same level as 2024. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution.